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The safety of the members and staff of the Whiting Refinery Federal Credit Union is our number 1 priority. WRFCU remains open and committed to helping you with your financial needs.

Beginning Monday April 6th and until further notice we will open the lobby on a “by appointment only” basis. Any transactions that can be handled by visiting one of our shared branching locations will be referred there. Those transactions and activities that must take place in the WRFCU lobby will be done by appointment only by calling 219-659-3254.

Shared branching allows you to perform almost all transactions at one of our partner credit unions using their drive-thru services. A list of these institutions can be found at co-opsharedbranching.org. The closest 3 institutions are: Advance FCU 4035 Adler St East Chicago, IN 46312, Tech CU 2310 Columbus Dr East Chicago, IN 46312 and Regional FCU 7144 Kennedy Ave Hammond, IN 46323. We confirm weekly with these institutions that their drive-thrus are open to serve you.

WRFCU also offers a host of online services such as remote check capture through the SPRIG app by Co-Op as well as online bill-pay. Please call us for more details.

Make an appointment for the following services:

  • New membership application
  • Loans

Services offered by shared branching above dollar limits


Whiting Refinery Federal Credit Union, serving our members since 1935, is an independent federally chartered organization owned and directed by its members. WRFCU is a unique depository institution created not for profit, but to serve its members as a credit cooperative.

Office Hours:

Monday through Friday: 8:15 a.m. to 5:00 p.m.
Open until 6:00 pm on BP hourly payroll Fridays.

Holiday Closings 2020:

New Years's Day - January 1
President's Day - February 18
Good Friday - April 19
Memorial Day - May 27
Fourth of July - July 4
Labor Day - September 2
Thanksgiving Day - November 28
Day after Thanksgiving - November 29
Christmas Eve - December 24
Christmas - December 25
New Year's Eve - December 31 closing at 2:00 pm

Our Mission

To promote each member's personal financial growth by offering competitive financial services in a friendly and cooperative atmosphere, while building and maintaining a healthy financial profile.

Vehicle Loans
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Other Loans
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Our Partners
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Thank you for choosing the Whiting Refinery Federal Credit Union. We would like to assure the communities we serve that steps are being taken daily at our location to protect the health and safety of all members and employees. The safety and health of our staff and community is always our top priority.

Our location is operating with regular hours and staffing to meet the needs of our members. No disruptions are anticipated at this time.

The Credit Union is continually monitoring the outbreak and all reports concerning protecting our staff and community. Based on CDC guidance our staff is taking an extra effort in sanitizing all public areas within the credit union.

We know that you may be looking for alternative ways to take care of your finances while limiting your exposure in public places.

Here are several services that can help you stay healthy.

Online Banking - view transactions, check balances, make loan payments, pay bills.

Mobile Check Deposit - Sprig by COOP app

Apple Pay, Google Pay, and Samsung Pay - add your Credit Union debit card.

ATM and Debit Card

Shared Branching - www.co-opsharedbranching.org

Please contact the Credit Union if we can be of further assistance.