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The the safety of the members and staff of the Whiting Refinery Federal Credit Union is our number 1 priority. WRFCU remains open and committed to helping you with your financial needs.

Beginning Monday November 23rd and until further notice we will open the lobby on a “by appointment only” basis. Any transactions that can be handled by visiting one of our shared branching locations will be referred there. Those transactions and activities that must take place in the WRFCU lobby will be done by appointment only by calling 219-659-3254. Shared branching allows you to perform almost all transactions at one of our partner credit unions using their drive-thru services. A list of these institutions can be found at co-opsharedbranching.org or you can text 91989 and put in your zip code.

The closest 3 institutions are: Advance FCU 4035 Adler St East Chicago, IN 46312, Tech CU 2310 Columbus Dr East Chicago, IN 46312 and Regional FCU 7144 Kennedy Ave Hammond, IN 46323.


Whiting Refinery Federal Credit Union, serving our members since 1935, is an independent federally chartered organization owned and directed by its members. WRFCU is a unique depository institution created not for profit, but to serve its members as a credit cooperative.

Office Hours:

Monday through Friday: 8:15 a.m. to 5:00 p.m.
Open until 6:00 pm on BP hourly payroll Fridays.

Holiday Closings 2020:

New Years's Day - January 1
President's Day - February 17
Memorial Day - May 25
Independence Day - July 3 Observed
Labor Day - September 7
Thanksgiving Day - November 26
Day after Thanksgiving - November 27
Christmas Eve - December 24
Christmas - December 25
New Year's Eve - December 31 closing at 2:00 pm

Holiday Closings 2021:

New Years's Day - January 1
Martin Luther King Jr. Day - January 18
President's Day - February 15
Good Friday - April 2
Memorial Day - May 31
Independence Day - July 5 Observed
Labor Day - September 6
Thanksgiving Day - November 25
Day after Thanksgiving - November 26
Christmas Eve - December 24
Christmas - December 27 Observed
New Year's Eve - December 31 closing at 2:00 pm

Our Mission

To promote each member's personal financial growth by offering competitive financial services in a friendly and cooperative atmosphere, while building and maintaining a healthy financial profile.

Vehicle Loans
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Other Loans
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Our Partners
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Thank you for choosing the Whiting Refinery Federal Credit Union. We would like to assure the communities we serve that steps are being taken daily at our location to protect the health and safety of all members and employees. The safety and health of our staff and community is always our top priority.

Our location is operating with regular hours and staffing to meet the needs of our members. No disruptions are anticipated at this time.

The Credit Union is continually monitoring the outbreak and all reports concerning protecting our staff and community. Based on CDC guidance our staff is taking an extra effort in sanitizing all public areas within the credit union.

We know that you may be looking for alternative ways to take care of your finances while limiting your exposure in public places.

Here are several services that can help you stay healthy.

Online Banking - view transactions, check balances, make loan payments, pay bills.

Mobile Check Deposit - Sprig by COOP app

Apple Pay, Google Pay, and Samsung Pay - add your Credit Union debit card.

ATM and Debit Card

Shared Branching - www.co-opsharedbranching.org

Please contact the Credit Union if we can be of further assistance.