Welcome

Since 1935, WRFCU has been serving our members as an independent, federally chartered organization that is owned and directed by its members. WRFCU is a unique depository institution created to exclusively serve BP’s Whiting Refinery employees and their families as a credit cooperative.

Limited Time Auto Loan Special

For a limited time only, apply for a 2021 or newer auto loan, and receive an interest rate as low as 4.25%.

 

60 months – 4.25%

66 months – 4.50%

72 months – 4.75%

84 months – 5.25%

*Certain restrictions may apply*

*Subject to change at any time*

 

 

 

 

 

 

Looking for a Mortgage??

Are you looking for a mortgage loan? Check out the credit union for your financing needs. The Credit Union is currently offering a .50% discount with a term of 15 years off the current market rate. Contact Heather Opperman with CU Mortgage services at 219-743-6232 to apply or with any questions you may have. Certain Restrictions May Apply!!

 

More About WRFCU

LOANS

VEHICLE LOANS

As low as 4.69% APR

OTHER LOANS

As low as 3.25% APR

Learn More

Love My Credit Union Rewards

Members can save on a variety of products and services like TurboTax, H&R Block, and more through Love My Credit Union Rewards

SERVICES

WRFCU provides members with a variety of accounts including checking and savings. Members also have access to services like bill pay, direct deposit, debit cards, and cashier’s checks.

All Services

 

 

2025 HOLIDAY CLOSINGS

New Year’s Day – January 1
Martin Luther King Jr. Day – January 20
President’s Day – February 17

Annual Meeting – March 24 closing at 4:30
Good Friday – April 18
Memorial Day – May 26
Independence Day – July 4

Pierogi Fest – July 25
Labor Day – September 1
Thanksgiving Day – November 27
Day after Thanksgiving – November 28
Christmas Eve – December 24

Christmas Day – December 25
New Year’s Eve – December 31 – Closing at 2:00 PM

 

 

 

WHAT MEMBERS SAY

Carl Towner
Member & Board President

As employees of the Whiting Refinery you and your immediate family have access to a member owned and member led credit union that has great rates on savings and loans.  We’ve expanded our offerings to include ATMs at the refinery, a mobile app with remote check deposit, and because we participate in shared branching you can access your money in person from anywhere in the country.

Carl Towner
Member & Board President

The credit union offers mortgages at extremely competitive rates.  I’ve purchased two homes with mortgages funded by the credit union.  I feel good knowing that each payment I make is going back into our credit union so that we can continue to offer great rates and more useful services.  If you think you can get a better rate elsewhere, please reach out to us to discuss the details.

Carl Towner
Member & Board President

I’ve been a member of the credit union since I started with BP right out of college.  Now my kids have savings accounts here too.  It’s never too early to start saving!  Also, once you’re a member, you can stay a member, even if you decide to pursue employment opportunities elsewhere. 

David A. Matura
Member

I visited the Credit Union this morning (07/16/21) and was warmly greeted by the tellers. The teller who waited on me was friendly, professional, took care of my business promptly and accurately and then asked if there was anything else she could do. I appreciate that the tellers know me and treat me as a neighbor. As always, the visit was a pleasure. Keep up the good work!!

Kathleen Martinez
Member

Always get the best of service from all employees!!

Catherine Austin
Member

WRFCU has always provided me with exceptional customer service and fast and accurate assistance with transactions.

Robert Knight
Member

You are all awesome!!

Lindsay Miller
Member

I’ve worked for the Refinery for 15 years and just opened my 1st account. I’m wondering why I waited this long. The returns are better than any bank in Chicago, and the online services are all the same.

 

 

See Current Newsletter

Contact

If you have questions about membership or services we offer, please call us or complete the form below. One of our team members will be able to assist you.

Whiting Refinery Federal Credit Union

1339 119th Street
Whiting, IN 46394

(219) 659-3254

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