Since 1935, WRFCU has been serving our members as an independent, federally chartered organization that is owned and directed by its members. WRFCU is a unique depository institution created to exclusively serve BP’s Whiting Refinery employees and their families as a credit cooperative.


Due to recent bank closures, the Whiting Refinery Federal Credit Union (WRFCU) is well capitalized and in a solid financial position to meet the saving and borrowing needs of its members. Members deposits are insured up to $250,000 per individual depositor and no one has ever lost a single penny of insured share deposits within the credit union system.


Important Information

On Monday, March 20th, 2023, the Credit Union office will be closing early at 4:30 to get prepared for our Annual Meeting which will be held at The Dynasty Banquet Hall located at 4125 Calumet Avenue, Hammond IN 46320. The meeting begins at 6:00 PM. If you are interested, please come out and find out about the financial status of the Credit Union, meet the board of directors and the office staff. There will be a raffle, cake and coffee.



As low as 3.19% APR


As low as 1.99% APR

Love My Credit Union Rewards

Members can save on a variety of products and services like TurboTax, wireless service, home security, travel & entertainment and more through Love My Credit Union Rewards


WRFCU provides members with a variety of accounts including checking and savings. Members also have access to services like bill pay, direct deposit, debit cards, and cashier’s checks.



New Year’s Day – January 2 Observed
Martin Luther King Jr. Day – January 16
President’s Day – February 20
Good Friday – April 7
Memorial Day – May 29
Independence Day – July 4
Labor Day – September 4
Thanksgiving Day – November 23
Day after Thanksgiving – November 24
Christmas Day – December 25

Christmas Holiday – December 26 Observed
New Year’s Day – January 1, 2024



You can also view the current newsletter by clicking the button below.


If you have questions about membership or services we offer, please call us or complete the form below. One of our team members will be able to assist you.

Whiting Refinery Federal Credit Union

1339 119th Street
Whiting, IN 46394

(219) 659-3254