Welcome

Since 1935, WRFCU has been serving our members as an independent, federally chartered organization that is owned and directed by its members. WRFCU is a unique depository institution created to exclusively serve BP’s Whiting Refinery employees and their families as a credit cooperative.
More About WRFCU

                                                      Attention

Due to recent bank closures, the Whiting Refinery Federal Credit Union (WRFCU) is well capitalized and in a solid financial position to meet the saving and borrowing needs of its members. Members deposits are insured up to $250,000 per individual depositor and no one has ever lost a single penny of insured share deposits within the credit union system.

                                                        

Important Information

On Monday, March 20th, 2023, the Credit Union office will be closing early at 4:30 to get prepared for our Annual Meeting which will be held at The Dynasty Banquet Hall located at 4125 Calumet Avenue, Hammond IN 46320. The meeting begins at 6:00 PM. If you are interested, please come out and find out about the financial status of the Credit Union, meet the board of directors and the office staff. There will be a raffle, cake and coffee.

LOANS

VEHICLE LOANS

As low as 3.19% APR

OTHER LOANS

As low as 1.99% APR

Learn More

Love My Credit Union Rewards

Members can save on a variety of products and services like TurboTax, wireless service, home security, travel & entertainment and more through Love My Credit Union Rewards

SERVICES

WRFCU provides members with a variety of accounts including checking and savings. Members also have access to services like bill pay, direct deposit, debit cards, and cashier’s checks.

All Services

 

2023 HOLIDAY CLOSINGS

New Year’s Day – January 2 Observed
Martin Luther King Jr. Day – January 16
President’s Day – February 20
Good Friday – April 7
Memorial Day – May 29
Independence Day – July 4
Labor Day – September 4
Thanksgiving Day – November 23
Day after Thanksgiving – November 24
Christmas Day – December 25

Christmas Holiday – December 26 Observed
New Year’s Day – January 1, 2024

WHAT MEMBERS SAY

Carl Towner
Member & Board President

As employees of the Whiting Refinery you and your immediate family have access to a member owned and member led credit union that has great rates on savings and loans.  We’ve expanded our offerings to include ATMs at the refinery, a mobile app with remote check deposit, and because we participate in shared branching you can access your money in person from anywhere in the country.

Carl Towner
Member & Board President

The credit union offers mortgages at extremely competitive rates.  I’ve purchased two homes with mortgages funded by the credit union.  I feel good knowing that each payment I make is going back into our credit union so that we can continue to offer great rates and more useful services.  If you think you can get a better rate elsewhere, please reach out to us to discuss the details.

Carl Towner
Member & Board President

I’ve been a member of the credit union since I started with BP right out of college.  Now my kids have savings accounts here too.  It’s never too early to start saving!  Also, once you’re a member, you can stay a member, even if you decide to pursue employment opportunities elsewhere. 

David A. Matura
Member

I visited the Credit Union this morning (07/16/21) and was warmly greeted by the tellers. The teller who waited on me was friendly, professional, took care of my business promptly and accurately and then asked if there was anything else she could do. I appreciate that the tellers know me and treat me as a neighbor. As always, the visit was a pleasure. Keep up the good work!!

Kathleen Martinez
Member

Always get the best of service from all employees!!

Catherine Austin
Member

WRFCU has always provided me with exceptional customer service and fast and accurate assistance with transactions.

Robert Knight
Member

You are all awesome!!

Lindsay Miller
Member

I’ve worked for the Refinery for 15 years and just opened my 1st account. I’m wondering why I waited this long. The returns are better than any bank in Chicago, and the online services are all the same.

 

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Contact

If you have questions about membership or services we offer, please call us or complete the form below. One of our team members will be able to assist you.

Whiting Refinery Federal Credit Union

1339 119th Street
Whiting, IN 46394

(219) 659-3254

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